Wicaksono, E. N., Khasanah, D. R. A. U., & pongantung, R. J. (2026). Regulatory Harmonization in Healthcare Services and the Implementation of Pancasila Values in the National Health Insurance Era. Pancasila: Jurnal Keindonesiaan, 6(1), 89–102. https://doi.org/10.52738/pjk.v6i1.830